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Công ty Tài chính TNHH MB SHINSEI (Mcredit) chuyển đổi hình thức pháp lý từ Công ty Tài chính TNHH MTV MB theo Quyết định số 1965/QĐ-NHNN ngày 21/09/2017 của Ngân hàng Nhà nước Việt Nam. Vốn điều lệ của Mcredit tính đến tháng 2/2018 là 800 tỷ đồng.
Mcredit hướng tới trở thành một công ty tài chính tiêu dùng thuận tiện cho mọi người dân, được khách hàng ưu tiên lựa chọn các sản phẩm dịch vụ tài chính tiêu dùng đa dạng, đáp ứng nhu cầu của khách hàng có thu nhập khiêm tốn từ thành thị tới nông thôn. Các sản phẩm chính của Mcredit là: Cho vay tiền mặt và Cho vay trả góp, với lợi thế sản phẩm vượt trội, thủ tục xét duyệt nhanh gọn, dịch vụ chăm sóc hậu mãi tận tâm, lãi suất cạnh tranh và mạng lưới rộng khắp giúp Mcredit nhanh chóng tiếp cận tới đông đảo khách hàng trong thời gian ngắn.
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